Detailed breakdown of Eightcap spreads, fees, and commissions. Compare Raw vs Standard account costs, EURUSD and crypto CFD spreads, deposit and withdrawal fees, and hidden charges.

Eightcap Spreads, Fees & Commissions 2026 Complete Broker Review

Updated April 2026

If you’re comparing forex and CFD brokers, Eightcap’s fee structure is among the most transparent in the industry. But understanding exactly what you’ll pay and when requires a closer look at its two main pricing models, how spreads behave across different instruments, and what those “extras” like withdrawal fees and swaps actually cost.

This guide breaks down every component of Eightcap’s trading costs. By the end, you’ll know exactly which account type suits your trading style, whether Eightcap’s crypto spreads are actually competitive, and if there are any hidden fees lurking in the fine print.

Eightcap at a Glance: Key Fee Metrics

Before diving into the details, here’s a snapshot of Eightcap’s core fee structure:

Eightcap is regulated by multiple Tier-1 authorities including ASIC (Australia), FCA (UK), and CySEC (Cyprus), which adds an important layer of trust for traders concerned about fund safety.

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No hidden fees, no commission on crypto CFDs, and a minimum deposit of just $100.

Raw vs Standard Account: Complete Fee Breakdown

Eightcap offers two main live account types (plus a TradingView-specific variant), each designed for different trading styles. Understanding the trade-off between spreads and commissions is the single most important factor in choosing the right account.

Standard Account (Commission-Free)

The Standard account is Eightcap’s beginner-friendly option. There’s no commission on most trades—the broker’s fee is built directly into the spread.

The Standard account keeps costs simple and predictable. You don’t need to calculate break-even points factoring in a separate commission. For traders who place fewer than 10–15 lots per month, this account often works out cheaper than the Raw account.

Raw Account (Tight Spreads + Commission)

The Raw account is designed for active traders who want the lowest possible spreads. You get direct interbank pricing (the “raw” spread without broker markup), but you pay a fixed commission per lot.

The Raw account commission is charged per side meaning you pay the fee when you open a trade and again when you close it. For a standard lot (100,000 units), a round turn costs $7 USD in commission. Commission rates vary by base currency: $3.50 AUD/USD/NZD/SGD/CAD, £2.25 GBP, or €2.75 EUR per side.

⭐ What is the difference between Eightcap Raw and Standard accounts?

The Raw account offers ultra-low spreads starting from 0.0 pips but charges a commission per trade (typically $3.50 per side per lot). The Standard account has no commission but wider spreads (from 1.0 pips). The Raw account is cheaper for active traders who trade higher volumes, while the Standard account is simpler for beginners.

Which Account Is Cheaper? A Practical Example

Let’s compare total trading costs for a EURUSD trade on a standard lot (100,000 units):

*Calculation: 1 pip on EURUSD = $10 per standard lot*

The Raw account is approximately 20% cheaper on this single trade. The savings become even more significant as trade volume increases. For a scalper making 50 trades per day, the Raw account’s tighter spreads can translate into hundreds of dollars in daily savings.

However, for a beginner placing just a few trades per month with small position sizes, the simplicity of the Standard account (and the lack of separate commission tracking) may be more appealing.

Forex Spreads: EURUSD and Major Pairs

EURUSD Spreads on Eightcap

The EURUSD pair is the most heavily traded forex instrument globally, and Eightcap delivers competitive pricing across both account types.

⭐ What is the EURUSD spread on Eightcap?

Eightcap offers EURUSD spreads starting from 0.0 pips on the Raw account (plus commission) and around 1.0–1.2 pips on the Standard account with no commission. The average Raw spread is approximately 0.1 pips, making Eightcap highly competitive among ECN brokers.

Eightcap’s Raw EURUSD spread of 0.06–0.1 pips is among the tightest in the industry.

Other Major Forex Pairs

Eightcap maintains tight spreads across other major currency pairs as well:

Eightcap’s USD/JPY spread on the Raw account can go as low as 0.06 pips, one of the tightest in the market. The AUD/USD Raw spread averages 0.2 pips, highly competitive.

Crypto CFD Spreads: Eightcap’s Standout Feature

If you trade cryptocurrency CFDs, Eightcap offers one of the most compelling value propositions in the industry. The broker has built a strong reputation specifically around its crypto offering.

Bitcoin and Ethereum Spreads

⭐ Does Eightcap offer low crypto spreads?

Yes, Eightcap offers competitive crypto CFD spreads, especially on Bitcoin and Ethereum (Bitcoin from 12 points, Ethereum from 0.45 points), making it attractive for traders who want to speculate on crypto price movements without owning the actual coins. Crypto CFDs are commission-free.

Eightcap supports over 250 cryptocurrency CFDs, one of the largest offerings among regulated brokers. This includes major coins like Bitcoin, Ethereum, Litecoin, and Cardano, plus dozens of smaller altcoins. Spreads on crypto CFDs are commission-free, meaning the spread is your only trading cost.

How Crypto CFD Trading Works at Eightcap

Unlike traditional crypto exchanges, trading crypto on Eightcap is done via CFDs (Contracts for Difference) :

• You do not own the underlying cryptocurrency
• You are speculating on price movements (long or short)
• Leverage is available (varies by jurisdiction and instrument)
• No need for crypto wallets or private keys

For traders who want exposure to crypto price movements without the complexity of managing actual coins, Eightcap’s offering is hard to beat. However, be aware that crypto CFDs carry higher volatility and overnight swap fees may apply.

Non-Trading Fees: Deposits, Withdrawals, Swaps, and Inactivity

Trading fees aren’t the only costs to consider. Here’s what you’ll pay (or won’t pay) for account management and fund movements.

Deposit Fees

Eightcap does not charge any internal deposit fees. However, third-party payment providers (your bank, card issuer, or e-wallet) may impose their own transaction or currency conversion fees. To avoid conversion costs, deposit in one of Eightcap’s supported base currencies: AUD, USD, EUR, GBP, NZD, CAD, or SGD.

Withdrawal Fees

Eightcap also does not charge internal withdrawal fees. The minimum withdrawal amount ranges from $0–50 depending on your account currency.

Does Eightcap has hidden fees? Eightcap does not have major hidden fees. The broker is transparent about its cost structure: trading costs come from spreads and commissions (on Raw account), plus overnight swap fees for positions held past market close. Deposits and withdrawals carry no internal fees, though third-party charges may apply. There is generally no inactivity fee for most entities.

Overnight Swap Fees

Like all CFD brokers, Eightcap charges overnight swap fees (also called rollover fees) when you hold a position past the market close (typically 5 PM New York time).

Swap rates vary by:

• Instrument (forex pairs, crypto, commodities, indices)
• Position direction (long vs short—rates differ)
• Account type (Standard vs Raw—rates may differ slightly)

Swap fees are not hidden—they are disclosed on Eightcap’s platform before you enter a trade. For short-term traders who close positions within the same day, swap fees are irrelevant. For swing traders holding positions for days or weeks, swap costs can add up significantly.

Inactivity Fee

Most Eightcap entities do not charge an inactivity fee. However, some regional entities (particularly EU-regulated ones) may apply a small monthly inactivity fee after a prolonged period of no trading activity. Always check the terms specific to your region when opening an account.

How Eightcap’s Fees Compare to Industry Averages

Eightcap’s Raw spreads are below industry average for major forex pairs. The $7 round-turn commission is standard for ECN brokers. The $100 minimum deposit is competitive and accessible for retail traders.

For crypto CFDs specifically, Eightcap is widely regarded as one of the best brokers in the industry, with over 250 crypto pairs and spreads from 12 points on Bitcoin—significantly tighter than many other brokers.

Final Verdict: Is Eightcap a Low-Cost Broker?

Yes. Eightcap ranks among the more affordable CFD brokers in 2026, particularly for active traders who can take advantage of the Raw account’s tight spreads.

Choose the Standard account if:

• You’re a beginner or casual trader
• You prefer simple, predictable costs
• You trade less than ~10 lots per month

Choose the Raw account if:

• You’re a scalper or high-frequency trader
• You trade large volumes (commissions become more efficient)
• Every fraction of a pip matters to your strategy

Eightcap stands out for:

• Crypto CFD traders (industry-leading selection, tight spreads)
• TradingView users (native integration with the platform)
• Traders who value transparency (no hidden fees, clear commission structure)

Potential drawbacks:

• CFD-only offering (no real asset ownership)
• Limited educational resources compared to some top brokers
• Swap fees can add up for long-term position holders

⭐ Eightcap Broker Review Bottom Line (March 2026)

Eightcap is a solid choice for crypto CFD traders and active traders who value platform choice and competitive spreads. The 250+ cryptocurrency CFD offering is a standout feature. Trading costs are transparent and competitive, with no major hidden fees. Best for traders who prioritize crypto CFDs and platform flexibility.

Frequently Asked Questions

Is Eightcap a good broker for beginners?

Yes. The Standard account offers commission-free trading with competitive spreads from 1.0 pips, and the minimum deposit is only $100. However, Eightcap’s educational resources are more limited than some other brokers.

What is the minimum deposit for Eightcap?

The minimum deposit is $100 for all account types (Standard, Raw, and TradingView accounts).

Does Eightcap charge a commission on crypto trades?

No. Crypto CFDs are commission-free—you only pay the spread (from 12 points on Bitcoin).

How fast are Eightcap withdrawals?

Withdrawal processing times vary by method: e-wallets (15 minutes–24 hours), credit/debit cards (2–5 business days), bank wire (1–3 business days). Eightcap aims to process all withdrawal requests within 24 business hours.

Is Eightcap regulated?

Yes. Eightcap is regulated by multiple Tier-1 authorities: ASIC (Australia), FCA (UK), CySEC (Cyprus), plus additional licenses in the Bahamas, Seychelles, Mauritius, and the UAE.

Does Eightcap offer swap-free (Islamic) accounts?

No. Currently, Eightcap does not offer swap-free accounts.

Can I scalp on Eightcap?

Yes. Scalping is explicitly allowed on all Eightcap account types.

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About the Author

This analysis was prepared by Phyllis Wangui, financial markets analyst at TraderFactor. Phyllis specializes in geopolitical risk, central bank policy, and cross‑asset correlations. She brings a data‑driven yet narrative‑focused approach to daily market commentary.

Disclaimer:

All information has been prepared by TraderFactor or partners. The information does not contain a record of TraderFactor or partner’s prices or an offer of or solicitation for a transaction in any financial instrument. No representation or warranty is given as to the accuracy or completeness of this information. Any material provided does not have regard to the specific investment objective and financial situation of any person who may read it. Past performance is not a reliable indicator of future performance.